The Farmyard Store

3262 US-5, Derby, VT 05829

Photo: Owner Nate Hamblett

Savings Accounts

What do I need to open a Community National Bank account?

The documents needed for each person and account may differ but generally you’ll need a form of photo ID that can be used for federal identification such as a driver’s license with a gold star or a passport, a Social Security number, mailing and physical address, contact information and money for the account you wish to open.

Please call or stop by your local office to tell us more about you and the account you’d like to open and we can help determine what documents you’ll need.

  • Community Savings

    A safe place to build and track your savings

    Minimum Balance to Open & avoid service charges
    $100
    Minimum Daily Balance to Earn Annual Percentage Yield
    $100
    • e-Statements or paper statements delivered at no charge*
    • ATM access and electronic banking services available
  • Totally Kids Club Savings

    Encourages children 12 and under to save

    Minimum Balance to Open
    $5
    Monthly Service Charge
    $0
    • To earn disclosed annual percentage yield, a minimum daily balance of $5.00 must be maintained
    • e-Statements or paper statements delivered at no charge*
    • Not eligible for ATM access
  • Community's Promise Savings

    For teens 13 to 19 learning to manage money

    Minimum Balance to Open
    $5
    Monthly Service Charge
    $0
    • To earn disclosed annual percentage yield, a minimum daily balance of $5.00 must be maintained
    • e-Statements or paper statements delivered at no charge*
    • ATM access and electronic banking services available
  • Preferred Savings

    For those 62 or older

    Minimum Balance to Open
    $25
    Monthly Service Charge
    $0
    • To earn disclosed annual percentage yield, a minimum daily balance of $25.00 must be maintained
    • eStatements or paper statements delivered at no charge*
    • ATM access and electronic banking services
  • Christmas Club

    Saving for the holidays

    Minimum Balance to Open an Account
    $1
    Minimum Daily Balance to Earn Annual Percentage Yield
    $1
    • e-Statements or paper statements delivered at no charge*
    • An automatic payment is made to a CNB checking or savings account at the beginning of October
    • No ATM access and limited electronic services

     

  • Health Savings Account (HSA)

    Tax-advantage account for qualified medical expenses

    Minimum Balance to Open
    $1
    Monthly Service Charge
    $0
    • No minimum balance required to earn annual percentage yield, Interest is paid on collected balance
    • eStatements or paper statements delivered at no charge*
    • HSA debit card and electronic banking services

*Customers with multiple deposit accounts receive combined statements. The delivery method and fee structure will be determined by the primary account.

View our Electronic Fund Transfers disclosure for specific terms and limits related to the use of our electronic banking services.

Electronic Fund Transfers Disclosure